YourBest Rates Weekly · October 8, 2026
Who moved this week: Barclays US raised CDs up to +2.00 pts
By YourBest Editorial Team. Rates were checked on the dates shown and can have changed since.
Rates we verified on bank and credit union sites, and what actually changed in the last 7 days (through Oct 8). Corrections and data imports are not counted as moves.
Who raised
- Barclays US: CDs (6 terms), up as much as 2.00 pts, now as high as 4.75%
- Axos Bank: savings accounts, up as much as 0.79 pts, now as high as 5.00%
- Chartway CU: CDs, up as much as 0.70 pts, now as high as 4.45%
- Community Resource CU: CDs, up as much as 0.65 pts, now as high as 4.50%
- Hope CU: CDs (4 terms), up as much as 0.54 pts, now as high as 4.95%
- Wasatch Peaks CU: CDs (7 terms), up as much as 0.50 pts, now as high as 4.50%
- GreenWay Bank: money market accounts, up as much as 0.50 pts, now as high as 4.25%
- BTG Pactual Bank: CDs (9 terms), up as much as 0.45 pts, now as high as 4.70%
Who cut
- Hudson Valley CU: CDs, down as much as 0.24 pts, now at most 3.64%
- FAIRWINDS CU: savings accounts, down as much as 0.20 pts, now at most 3.00%
- Barclays US: CDs, down as much as 0.15 pts, now at most 4.00%
31 raised and 3 cut in total; the biggest moves are shown.
Top US rates now
US, personal accounts, available nationwide, in ranking order (our score weighs rate, minimums and access, so #1 is not always the highest APY). Rankings never depend on partner status.
High-yield savings
|
#1 Nuvision Digital Savings no minimum · checked Oct 8 · Conditions apply |
4.50% |
|
#2 SoFi Bank SoFi Plus Savings (up to $20K cap) no minimum · checked Oct 6 · Conditions apply |
4.50% |
|
#3 Elevault (Southern Bancorp Bank) Elevault High-Yield Savings no minimum · checked Oct 5 · Top rate up to $500,000 |
4.34% |
1-year CDs
|
#1 BTG Pactual Bank BTG Pactual 12-Month CD $500 min · 12 months · checked Oct 7 · Conditions apply |
4.50% |
|
#2 HUSTL Digital CU HUSTL 12-Month Certificate $500 min · checked Oct 4 |
4.50% |
|
#3 Pacific National Bank 12 Month Certificate of Deposit (Online Special) no minimum · 12 months · checked Oct 4 · Conditions apply |
4.35% |
5-year CDs
|
#1 BTG Pactual Bank BTG Pactual 60-Month CD $500 min · 60 months · checked Oct 7 · Conditions apply |
4.70% |
|
#2 Skyla CU Skyla 60-Month Regular Share Certificate $500 min · 60 months · checked Oct 5 |
4.50% |
|
#3 Barclays US Barclays US 60-Month CD no minimum · 60 month · checked Oct 7 |
4.75% |
Money market accounts
|
#1 GreenWay Bank GreenWay Bank Money Market Special $5,000 min · checked Oct 5 · Conditions apply |
4.25% |
|
#2 CFG Bank CFG Bank High Yield Money Market $1,000 min · checked Oct 5 · Conditions apply |
4.05% |
|
#3 Bank5 Connect Bank5 Connect High-Interest Money Market $100 min · checked Oct 5 · Top rate up to $1,000,000 |
4.00% |
Card sign-up bonuses and transfer bonuses
New highs
- Hilton Honors American Express Aspire Card: est. bonus value $2,000 (was $750)
- Atmos Rewards Summit Visa Infinite Credit Card: est. bonus value $1,270 (was $800)
- Atmos Rewards Visa Signature Business Card: est. bonus value $1,130 (was $700)
- IHG One Rewards Business Card: est. bonus value $1,140 (was $840)
- United Quest Card: est. bonus value $1,000 (was $750)
Drops
- IHG One Rewards Premier Select Credit Card: est. bonus value $1,200 (was $2,000)
- The Platinum Card from American Express for Charles Schwab: est. bonus value $800 (was $1,200)
- Emirates Skywards Premium World Elite Mastercard: est. bonus value $600 (was $840)
- Petco Pay Mastercard: est. bonus value $25 (was $250)
- Miles & More World Elite Mastercard: est. bonus value $700 (was $910)
Transfer bonuses running now
- 50% bonus: Wyndham Rewards points to Hainan Airlines Fortune Wings Club, ends Oct 31
- 15% bonus: IHG One Rewards points to Qatar Airways Privilege Club, ends Oct 31
- 15% bonus: World of Hyatt points to Qatar Airways Privilege Club, ends Oct 31
Bonus values are our estimates and points are not guaranteed to be worth that much. Terms apply; check the issuer's site. See current bonuses.
Canada highlights
Posted interest rates in Canadian dollars, not APYs.
High-interest savings (Canada)
|
#1 Manulife Bank of Canada Manulife Bank Advantage Account 12-month effective rate · CAD · checked Oct 6 · Includes a promo rate: 12-month effective rate shown; New clients only |
3.00% |
|
#2 Saven Financial High Interest Savings Account 12-month effective rate · CAD · checked Oct 7 |
2.85% |
|
#3 Oaken Financial Savings Account 12-month effective rate · CAD · checked Oct 7 |
2.80% |
1-year GICs (Canada)
|
#1 StellerVista CU New Money Special - Non-Redeemable 1 year · CAD · checked Oct 7 · New money only |
4.05% |
|
#2 Haventree Bank Non-redeemable GIC 1 year 1 year · CAD · checked Oct 8 |
4.00% |
|
#3 Northern Birch CU 1-Year Non-Redeemable Term Deposit Special (new money) 1 year · CAD · checked Oct 8 · New money only |
4.00% |
5-year GICs (Canada)
|
#1 Oaken Financial Non-redeemable GIC 5 Years 5 Years · CAD · checked Oct 8 |
4.50% |
|
#2 WealthONE Bank of Canada Non-redeemable GIC 5 years 5 years · CAD · checked Oct 6 |
4.50% |
|
#3 Haventree Bank Non-redeemable GIC 5 years 5 years · CAD · checked Oct 8 |
4.45% |